by Andrea Goicochea | Sep 27, 2022 | 2022, Banking, COVID-19, Creditors’ Rights & Bankruptcy, Financial Services, Food for thought, Lawyers, News
by Erich Paetsch, Chair, Financial Services Industry Group A common requirement of financing and contractual agreements is a guaranty. The reasons to include one are numerous. For example, when multiple entities are involved or a lender would prefer a strong personal...
by Andrea Goicochea | Aug 4, 2022 | 2022, Banking, COVID-19, Creditors’ Rights & Bankruptcy, Financial Services, Food for thought, Lawyers, News
by Erich Paetsch, Chair, Financial Services Industry Group A common theme expressed in the financial services industry is concern over the scope, extent and burden of regulatory action. The so called “administrative state” is a critical actor interpreting,...
by Andrea Goicochea | Jun 21, 2022 | 2022, Banking, COVID-19, Credit, Creditors’ Rights & Bankruptcy, Financial Services, Food for thought, Lawyers, News
by Erich Paetsch, Chair, Financial Services Industry Group Recently, the Ninth Circuit Court of Appeals in Gross v. CitiMortgage considered the extent to which financial institutions furnishing consumer credit information to reporting agencies must investigate...
by Andrea Goicochea | Oct 8, 2021 | 2021, Banking, Creditors’ Rights & Bankruptcy, Financial Services, Lawyers, Litigation
By Financial Services Industry Group In an opinion issued on September 2, 2021, the Washington Supreme Court held that the filed rate doctrine may be applied to lenders or mortgage servicers implementing forced place insurance when there is a direct attack on agency...
by Andrea Goicochea | Aug 20, 2021 | 2021, COVID-19, Financial Services, News
By Financial Services Industry Group On August 16, 2021, Governor Kate Brown signed Executive Order 21-30, which extended the mortgage foreclosure moratorium emergency period of House Bill 2009 (2021) to 11:59 p.m. on December 31, 2021. The Oregon State Legislative...